Resale Home Loans

Purchase Your Dream Resale Home

Get up to 85% financing for resale properties with quick processing and comprehensive property evaluation services.

8.5%
Starting Interest Rate
Up to 85%
Financing Available
48-72hrs
Approval Time

Resale Home Loan Solutions

Our Resale Home Loan is specifically designed for purchasing existing properties from individual sellers. Whether you're looking for a ready-to-move-in home or an investment property, we provide flexible financing solutions with comprehensive property evaluation.

With competitive interest rates starting from 8.5%, financing up to 85% of the property value, and quick approval within 48-72 hours, we make buying resale properties simple and hassle-free.

Our expert team conducts thorough property valuation and legal verification to ensure you make an informed decision. We handle all the documentation and verification processes, making your home buying journey smooth and secure.

Property Valuation

Comprehensive property evaluation by certified valuers to determine accurate market value.

Legal Verification

Complete legal and title verification to ensure property ownership and clear titles.

Easy Documentation

Streamlined documentation process with minimal paperwork and quick processing.

Why Choose Our Resale Home Loan

Discover the benefits that make our resale home loan the perfect choice for you

Competitive Interest Rates

Starting from 8.5% per annum with flexible floating and fixed rate options. Transparent pricing with no hidden charges.

High Financing Ratio

Get up to 85% financing for properties valued up to ₹30 lakhs, and up to 75% for properties above ₹30 lakhs, based on property valuation.

Quick Processing

Fast-track approval process with property valuation and legal verification completed within 48-72 hours of document submission.

Property Evaluation

Professional property valuation by certified valuers to ensure fair pricing and accurate loan amount assessment.

Legal Verification

Comprehensive legal and title verification to ensure clear property ownership and avoid future disputes.

Expert Support

Dedicated relationship managers to assist you throughout the loan journey, from property evaluation to disbursement.

Property Evaluation & Verification

Our comprehensive evaluation process ensures accurate property assessment and secure transactions

01

Property Inspection

Our certified valuers conduct a thorough physical inspection of the property, assessing its condition, location, amenities, and market value.

02

Document Verification

Complete verification of property documents including title deeds, sale agreements, encumbrance certificates, and building approvals.

03

Legal Check

Comprehensive legal verification to ensure clear title, no pending litigations, and compliance with all regulatory requirements.

04

Valuation Report

Detailed valuation report with market analysis, comparable property assessment, and final property value determination.

05

Loan Sanction

Based on the valuation report and your eligibility, loan amount is sanctioned and disbursement process begins.

Interest Rates & Charges

Transparent pricing with no hidden charges

Interest Rates

Floating Rate 8.5% - 11.5% p.a.
Fixed Rate 9.0% - 12.0% p.a.
Hybrid Rate 8.75% - 11.75% p.a.

Rates are subject to change based on credit profile, loan amount, property location, and valuation.

Charges & Fees

Processing Fee 0.5% - 1% of loan amount
Valuation Charges ₹3,000 - ₹5,000
Legal & Technical Charges As per actuals
Prepayment Charges Nil for floating rate
Apply Now

Ready to Apply for Your Resale Home Loan?

Start your application today and get pre-approved within 48 hours. Our team will guide you through property evaluation and loan processing.

Quick Online Application
Property Valuation Included
Expert Support

Get Started