Get up to 90% financing for your new home purchase with competitive interest rates and flexible repayment options.
Our New Home Loan is designed specifically for individuals and families looking to purchase a new property from builders or developers. Whether you're buying your first home or upgrading to a larger space, we offer flexible financing solutions tailored to your needs.
With competitive interest rates starting from 8.5%, flexible repayment tenures up to 30 years, and financing up to 90% of the property value, we make homeownership more accessible and affordable.
Our streamlined application process ensures quick approval and disbursement, helping you secure your dream home without unnecessary delays. Our dedicated loan advisors will guide you through every step, ensuring a smooth and hassle-free experience.
Loan amounts up to ₹5 crores available based on eligibility and property valuation.
Fast approval within 24-48 hours with minimal documentation requirements.
Choose from various repayment options including step-up and step-down EMIs.
Discover the benefits that make our new home loan the perfect choice for you
Starting from 8.5% per annum with floating and fixed rate options available. No hidden charges or processing fees for eligible customers.
Get up to 90% financing for properties valued up to ₹30 lakhs, and up to 80% for properties above ₹30 lakhs, reducing your down payment burden.
Fast-track approval process with in-principle approval within 24 hours and final sanction within 48 hours of document submission.
Choose a repayment tenure from 5 to 30 years, allowing you to select an EMI that fits comfortably within your budget.
Dedicated relationship managers to assist you throughout the loan journey, from application to disbursement and beyond.
Get pre-approved for your loan amount before property selection, giving you better negotiating power with builders.
Check if you meet our eligibility criteria for new home loans
Minimum 21 years at loan application and maximum 65 years at loan maturity.
Minimum net monthly income of ₹25,000 for salaried individuals and ₹30,000 for self-employed applicants.
Salaried employees with minimum 2 years of work experience or self-employed with 3 years of business continuity.
CIBIL score of 650 or above preferred. Lower scores may be considered with additional documentation.
Transparent pricing with no hidden charges
Rates are subject to change based on credit profile, loan amount, and property location.
Start your application today and get pre-approved within 24 hours. Our team will guide you through the entire process.